Tag: OPM

  • Let’s Talk About Debt, Assets, and Why Building an Online Business is an Investment — Not a Free Ride

    Within the past 2 years, I’ve helped a number of Deaf individuals with full-time jobs build online businesses. Along the way, I’ve had many conversations with curious leads who wanted to know what I do and how they could get started. One common misunderstanding I’ve encountered is the idea that starting an online business is free — especially when people read terms like “$0 down” or “OPM” (Other People’s Money).

    Let’s clear this up. While you can start with $0 down upfront, that doesn’t mean it’s free. Just like buying a car, a couch, or a new phone — high-ticket items often come with payment plans. You might not pay anything the first 30 or 60 days, or you might get 0% interest for 6 months. But let’s be honest: it still costs money.

    The difference is how we view these purchases. Most people willingly go into debt for things that don’t make them money — cars, furniture, entertainment tech — and pay them off by working more hours. These are what I call bad debts: liabilities that cost you time and money without giving anything back.

    Now, good debt is different. It’s still a financial commitment, but one that helps you generate income. For example, a car used for Uber or delivery is a business asset. The same car used just to drive to work is a liability. A phone used for Netflix is a cost. A phone used to run an online business is an asset.

    The key is cashflow. If your investment creates income, it’s an asset. And that’s the opportunity I’m sharing with you today.

    When you work with me, you’re not just buying a product — although the product itself supports your health and the environment. You’re also getting:

    • A proven online business system
    • My personalized coaching and mentorship
    • Access to a supportive community

    This is more than an online course with pre-recorded lessons. I walk with you one-on-one. I give you feedback, accountability, and direct guidance to help you succeed — because I’ve seen too many people invest in generic programs that left them confused, frustrated, and broke.

    You don’t need experience. You do need commitment.

    That’s when fear kicks in. And I’ve seen it all:

    • “What if I fail?”
    • “My wife isn’t sure.”
    • “My friend said it’s a scam.”

    These doubts are normal. But ask yourself: Are you afraid of the opportunity or are you afraid of your own potential?

    I won’t sugarcoat it: success takes work. Like learning to ride a bike, you might fall a few times. But once you gain momentum, you’ll build confidence, skill, and eventually freedom.

    Imagine:

    • Financial freedom – paying your bills without stress
    • Time freedom – earning more without working longer
    • Location freedom – working from anywhere in the world
    • Health freedom — feel energized, clear-minded, and in control of your physical and mental well-being.
    • Mental freedom — break free from stress, anxiety, and overwhelm so you can focus on what truly matters.

    All starting from one decision — to invest in your growth.

    If you’re serious about change — in your health, finances, or life — and you’re ready to take action, then let’s talk. I only work with people who are ready. If that’s you, book a call. Let’s explore the options and map out your path to freedom.