Tag: coaching

  • Let’s Talk About Debt, Assets, and Why Building an Online Business is an Investment — Not a Free Ride

    Within the past 2 years, I’ve helped a number of Deaf individuals with full-time jobs build online businesses. Along the way, I’ve had many conversations with curious leads who wanted to know what I do and how they could get started. One common misunderstanding I’ve encountered is the idea that starting an online business is free — especially when people read terms like “$0 down” or “OPM” (Other People’s Money).

    Let’s clear this up. While you can start with $0 down upfront, that doesn’t mean it’s free. Just like buying a car, a couch, or a new phone — high-ticket items often come with payment plans. You might not pay anything the first 30 or 60 days, or you might get 0% interest for 6 months. But let’s be honest: it still costs money.

    The difference is how we view these purchases. Most people willingly go into debt for things that don’t make them money — cars, furniture, entertainment tech — and pay them off by working more hours. These are what I call bad debts: liabilities that cost you time and money without giving anything back.

    Now, good debt is different. It’s still a financial commitment, but one that helps you generate income. For example, a car used for Uber or delivery is a business asset. The same car used just to drive to work is a liability. A phone used for Netflix is a cost. A phone used to run an online business is an asset.

    The key is cashflow. If your investment creates income, it’s an asset. And that’s the opportunity I’m sharing with you today.

    When you work with me, you’re not just buying a product — although the product itself supports your health and the environment. You’re also getting:

    • A proven online business system
    • My personalized coaching and mentorship
    • Access to a supportive community

    This is more than an online course with pre-recorded lessons. I walk with you one-on-one. I give you feedback, accountability, and direct guidance to help you succeed — because I’ve seen too many people invest in generic programs that left them confused, frustrated, and broke.

    You don’t need experience. You do need commitment.

    That’s when fear kicks in. And I’ve seen it all:

    • “What if I fail?”
    • “My wife isn’t sure.”
    • “My friend said it’s a scam.”

    These doubts are normal. But ask yourself: Are you afraid of the opportunity or are you afraid of your own potential?

    I won’t sugarcoat it: success takes work. Like learning to ride a bike, you might fall a few times. But once you gain momentum, you’ll build confidence, skill, and eventually freedom.

    Imagine:

    • Financial freedom – paying your bills without stress
    • Time freedom – earning more without working longer
    • Location freedom – working from anywhere in the world
    • Health freedom — feel energized, clear-minded, and in control of your physical and mental well-being.
    • Mental freedom — break free from stress, anxiety, and overwhelm so you can focus on what truly matters.

    All starting from one decision — to invest in your growth.

    If you’re serious about change — in your health, finances, or life — and you’re ready to take action, then let’s talk. I only work with people who are ready. If that’s you, book a call. Let’s explore the options and map out your path to freedom.

  • The Playground Face-Off Between the Deaf Dad and Hearing Dad

    I’d like to share an incident between with my toddler and a hearing kid at the playground…

    The other day, my family and I went to a splash pad with other friends and their toddlers. There was a playground beside as well.

    My toddler’s hearing aids were taken off when playing at the splash pad. Then we went to play at the play structure afterward. It was a hot sunny day and good way to dry off anyway. We played on the swings then went around to pick up sticks and grass then brought them to the play structure. Also added wood chips. I guess you could say we were playing make-believe meals.

    While playing together a bit, I let my toddler play independently as there were other kids at the playground as well. Then there was a hearing kid who walked up behind my toddler and started speaking.

    My toddler turned around and got startled then looked at me signing, “She scared me.”

    This situation triggered me back to my childhood years at the playground. Growing up, I was taught to be polite (or whatever that is) and gesture by tapping on my ears to show I’m deaf. However, this isn’t what I taught my toddler to do. I recalled what my toddler just told me.

    Instead I told my toddler, “Tell her that.” And my toddler did.

    However, the hearing kid continued to speak.

    Again, this triggered me and I recall when I was a kid, I’d resort forcing myself to speak with my deaf voice, “I’m deaf… I canno… under…tand you…! …top it!” But I didn’t tell my toddler to speak.

    As a parent, I could see that the hearing kid wanted to play with my toddler, but my toddler looked at me signing, “I don’t hear her and I don’t understand her.”

    Instead, I signed back, “Tell her that.” And my toddler did.

    I could see that the hearing kid was confused then started to go closer right in front my my toddler’s face.

    My toddler signed, “Tell her to stop talking to me. I don’t understand her.”

    Another trigger was that I’d shove the hearing kid and just sucker punch them. When I was a kid, I sure had ways to communicate with my hands, specifically, my fists. But, I didn’t tell my toddler to do that.

    “Tell her that.” And my toddler did.

    The hearing kid was visibly frustrated and was offended, then went up to her father for a hug.

    My toddler noticed that she left her alone and looked at me, “It’s okay. She’s sad and needs to go to her father.”

    Clearly, this communication barrier made the hearing kid feel frustrated. I left that for her father to deal with her.

    Yes, I’m well-aware this made the hearing kid feel uncomfortable and that’s why her father was there to comfort her since it wasn’t my job to do that. My job was to coach my toddler to advocate and communicate unapologetically in ASL.

    In case you’re wondering how this ended. The father was explaining to his kid that my toddler is deaf and would have to wave or tap my toddler’s shoulders for attention. He coached his kid how to do this. Then they ended up having fun and playing together.

    And for us dads at the playground, we looked at each other, smiled and gave each other the dad nod.

    There was certainly a lesson to be learned out of this.

  • Advice I would give to my teenage self

    What advice would you give to your teenage self?

    The one advice I would give to my teenage self is a higher education degree does not necessarily correlate with a higher salary.

    Sure, it depends on the speciality but is not necessarily true for all degrees. In my case, all my degrees are liberal arts degrees.

    Another thing I’d add is that being a high paid employee doesn’t guarantee financial freedom. At the end of the day, employees are taxed. And especially more when they’re on the higher tax bracket.

    So, I’ll encourage my teenage self to explore the entrepreneurship path as well. This will come along with other skills to be developed as well.

    Anything else you’ll like to add that you want to advise to your teenage self?